Xulad terms

Version 2 · 27 October 2026

Xulad is a private tool made by Xulad for their own use and for people they know personally. It is not sold and is not offered to the public. These terms cover the Windows app, the trading robots it installs in MetaTrader 5, and the sign-in and licence service behind them. They have three parts: Terms of use, Risk disclosure, and Privacy. Please read all three. By ticking "I have read and agree" in the app you accept them.

Contact: Xulad, adminxulad@gmail.com.

1. Terms of use

What this is

• Xulad is software that places trades automatically by fixed rules. It is a tool, not a service that manages your money.
• You get it free of charge, as a personal favour. Nothing is being sold to you, and there is no contract for a service.
• Your sign-in is personal. Do not share it, pass Xulad on, or let anyone else use it.
• Each sign-in covers a set number of MT5 accounts. New accounts may need approval before the robot trades on them.

No advice

• Nothing in the app, the guide or any message about Xulad is financial, investment, tax or legal advice. Whether trading suits you is your own decision.
• You decide whether to use Xulad, on which account, with how much money and at which risk level. You stay in control of your broker account at all times.
• Xulad never asks for, sees or holds your broker password or your money. Deposits and withdrawals are between you and your broker.

Your responsibilities

• Start on a demo account and only move to a real account when you understand how the robot behaves.
• Only trade money you can afford to lose.
• Keep your computer on, connected and running Xulad and MetaTrader 5 while the robot should trade. If the computer sleeps, loses power or loses internet, the robot cannot open or manage trades.
• Watch your account. Check trades, balance and the app's messages regularly.
• Make sure trading with an automated tool is legal for you where you live, and pay any tax that applies.
• Keep your sign-in details secret.

Your own settings

The app lets you change the robot's settings (risk per trade, trading days, times, limits and so on). The tested settings are the ones the testing was done with. When you change them you are trading something that has not been tested, and the results can be very different, including much larger losses. You are responsible for the settings you choose.

Licence checks and updates

• The robot and the app check your sign-in with the licence server regularly. If it is not active (ended, switched off or misused), the robot stops opening new trades. Trades that are already open stay open at your broker; you can manage or close them yourself in MetaTrader 5.
• Access can be switched off at any time, for any reason. Close any open trades yourself if that happens.
• The app can download and install new versions. Updates are signed, and the app only installs updates with that signature.
• Features may change or stop at any time.

No promises

• There is no promise of any profit, any result, or that Xulad will match past results or backtests.
• There is no promise that Xulad will run without breaks or errors. Software, computers, internet connections, MetaTrader 5, broker servers and the licence server can all fail.
• Xulad is not responsible for your broker: its prices, spreads, slippage, execution, outages, rule changes or solvency.

You use it at your own risk

To the extent the law allows, Xulad is provided free and "as is", and Xulad is not liable for trading losses, lost profits, or any other loss, however it happens, including from errors, outages, wrong settings, missed trades or late licence checks.

Copying

Do not copy, decompile, modify or pass on the app or the robots, or try to get around the licence check.

Broker link

If you open your JustMarkets account through the link or code in the app, JustMarkets may pay Xulad a partner commission. This costs you nothing extra and does not change your trading conditions.

Changes to these terms

These terms may be updated. The app shows the new version and asks you to accept it before you continue. If you don't accept, stop using Xulad.

2. Risk disclosure

Please read this carefully. Trading is risky and you can lose money.

• You can lose money, quickly. Forex (such as EURUSD) and gold are traded as CFDs with leverage. Leverage makes small price moves into large gains or losses. You can lose all the money in your trading account.
• Most retail traders lose money. Brokers that publish it show that a large share of retail CFD accounts lose money. Xulad does not change that risk.
• Past results are not future results. The testing uses past prices (backtests) and demo trading. Backtests are made with hindsight, do not include every real-market cost and condition, and real trading can be very different. A strategy that made money in the past can lose money in the future.
• Losing runs happen. Every strategy has periods of several losses in a row, and drawdowns can last weeks or months. Stopping during a losing run, or raising risk to win it back, usually makes things worse.
• Gold has a minimum trade size. On a small account the smallest gold trade can risk more than the chosen risk level. At least 500 USD on the account is suggested.
• Backtests had deep falls. In backtests from 2019 to 2026 the strategies fell by up to about a third of the account at the Normal risk level, and by more than half at High.
• The EURUSD strategy has no stop-loss. When the price goes against it, it adds more trades and can hold a large, growing loss for weeks before it closes. A long one-way move can cause a very large loss.
• Markets can jump. News, weekends and thin markets can make prices jump past a stop-loss, so a loss can be bigger than planned. Spreads can widen sharply.
• Things can break. Your computer, internet connection, MetaTrader 5, your broker's servers or the licence server can fail. Trades may be missed, opened late, or left open without the robot managing them.
• Your own settings are untested. Changing risk or other settings away from the tested values can lead to much larger losses.
• Only risk money you can afford to lose. Do not trade with borrowed money or money you need for living costs. If you are unsure, get advice from an independent, licensed financial adviser.

3. Privacy

What the licence server keeps, and why

• Your sign-in: username, a scrambled (hashed) form of your password, your licence key, the name and email address you gave, sign-in times. To run your sign-in.
• Licence checks: your MT5 account number, broker server and broker company name, which strategy and robot version is checking, the time, and the internet (IP) address the check came from. To make sure Xulad is used on approved accounts, and to help when something goes wrong.
• Security: IP addresses of sign-ins and failed sign-ins, to block password-guessing.

What it doesn't keep

• Your broker password or your money.
• Your trades, balance or settings. These stay on your computer. The app's log file also stays on your computer unless you send it yourself when asking for help.

How long

• Licence-check records: 90 days.
• Failed sign-in records: 1 day.
• Your sign-in details: while you use Xulad.

Where

The licence server runs on Cloudflare (Cloudflare Workers and D1 database). Data may be stored and processed in other countries. It is never sold or used for advertising. Ask at adminxulad@gmail.com to see or delete yours; deleting it ends your access.